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DALBAR’s 22nd Annual
Quantitative Analysis of Investor Behavior

Below are are a few bullet points from Dalbar's 22nd annual quantitative analysis of  investor behavior:

1.       Investors have continually showed that they underperform the market

-          2015 the avg equity investor underperformed the S&P by 3.66% (the S&P was positive and the avg investor LOST money in 2015)

-          the ‘guess right’ ratio showed investors guessing right 75% of the time…however, this still did not keep pace with the market

-          in the last 15 years, the avg investor has earned almost half of what they would have earned by buying and holding an S&P Index fund (4.67% vs. 8.19%)

2.       Once again, investor behavior is found as the biggest culprit…with fees being the 2nd biggest cause of underperformance (interesting note on fees)

-          Avg mutual fund retention rate dropped from 4.19yrs to 4.10yrs

-          Acting in the client’s best interest should include affirmative practices to curb harmful behaviors

-          9 Distinct Behaviors – Loss Aversion; Narrow Framing; Mental Accounting; Diversification; Herding; Regret; Media Response; Optimism; Anchoring

Resource: " Dalbar's 22nd Annual Quantitative Analysis of Investor Behavior"

Wolfgang Financial and Insurance Agency LLC 

*Wolfgang Financial and Insurance Agency LLC is not affiliated with or endorsed by the Social Security Administration or any government agency. 

*This is not investment advice. All information on this blog is for educational purposes only. Wolfgang Financial and Insurance Agency LLC isn't liable for any potential damages that may incur from this information. Always consult a licensed financial professional before doing anything.

Posted 1:18 PM

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