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Enjoy a Long and Comfortable Retirement with Income Annuities

When it comes to current life spans, there is good news and bad news. The good news comes from the Social Security Administration, and they say that one in four sixty-five year olds can expect to live to celebrate their 90th birthday. Even on average, today's retirees can expect to live well into their eighties. This is good news because many people can look forward to a productive and healthy retirement.

However, the bad news comes in the form of a recent poll from AARP, the American Association of Retired People. That organization's poll results said that current retirees feared outliving their retirement savings more than they feared dying. Planning for a comfortable retirement that may last for two, three, or even four decades is no easy task.

Since predicting inflation, the cost of necessities, and health care prices over the span of that many years is probably impossible, it is also not possible to really know how much money we will need to live on. Seniors are aware of this uncertainty, and this is what breeds fear.

The Solution: Lifetime Income Annuities

Life insurance companies offer lifetime income annuities, but instead of paying beneficiaries a death benefit when you pass away, they pay you a guaranteed income for the rest of your life. Your initial capital and earnings are protected by the strength of a quality insurer, guarantees, and strict insurance regulations.

Since these companies offer guaranteed minimum returns, you don't have to worry about how much interest the bank offers this year, how well the stock market does, or how long you will live. Go ahead and look forward to your 90th or 100th birthday because you will always have a check waiting for you.

Annuities Are Not All the Same

Life insurance companies offer fixed income annuities, but different companies all have their own plans with differing payouts and options. It is important to shop around for the best solution for your own unique situation. Of course, the amount of income that your money can earn will depend upon the amount of capital you have to save, the amount of time that passes before you begin to collect payments, and the specific plan's payouts.

We want to work with you to find the best retirement income solution. That means we can help you shop for the insurance company and specific plan that meets your needs. We will also take the time to explain exactly how annuities work and why we believe one or another is best for you. Contact us as soon as possible to begin planning your long and comfortable retirement.

Contact Wolfgang Financial and Insurance Agency LLC today or call in to make an appointment, for a complimentary review of  your situation!


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Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Wolfgang Capital, Wolfgang Financial and Insurance Agency LLC or any of its employees are stated or implied. Appearances in media outlets 1290 Newstalk were a paid placement. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Wolfgang Financial and Insurance Agency LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Wolfgang Capital LLC, a Registered Investment Advisor in the State of California. Insurance products and services are offered through Wolfgang Financial and Insurance Agency LLC. Wolfgang Capital LLC and Wolfgang Financial and Insurance Agency LLC are affiliated companies. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of California or where otherwise legally permitted. Neither Wolfgang Financial and Insurance Agency LLC nor Wolfgang Capital LLC provide legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Wolfgang Capital LLC, Wolfgang Financial and Insurance Agency LLC and Zachary Herzog are not affiliated with or endorsed by the Social Security Administration or any other government agency. This content is for informational purposes only and should not be used to make any financial decisions. Exclusive rights to this material belongs to Wolfgang Financial and Insurance Agency LLC. Unauthorized use of the material is prohibited.

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